About United First Financial:

United First Financial (UFirst) is a financial software services and support company. Its products, tools and coaching services enable consumer to pay-off their mortgage, eliminate their debt and achieve financial independence in a fraction of the time.

United First Financial’s innovative Money Merge Account™ program utilizes existing banking tools, one on one coaching and a Web-based software tool to help consumers pay off their mortgage and consumer debt in as little as one-half to one-third the time – without refinancing their existing mortgage and with little to no change in lifestyle!

United First Financial™ Co-Founders were awarded the prestigious Ernst & Young Entrepreneur Of The Year® Award in financial services category in Utah on June 27, 2008. An independent panel of judges selected their work with United First Financial from a group of finalists. Ernst & Young Entrepreneur of the Year award is the world’s most prestigious business award for entrepreneurs.

For detailed information about the program, please go to our main websites at:

www.MortgageFreedomFinders.com and www.MortgageFreedomFinders.info

To order your FREE DVD about this program, or to get a FREE analysis to see if this program could help you.....

Call Mortgage Freedom Finders at 888-662-8178 or

Email Us at: Rhonda@MortgageFreedomFinders.com


Repaying Your Mortgage Early

When repaying a mortgage, it's not the rate you pay that's most important. What matters most is the total amount of interest you pay over the term of your loan. With United First Financial and the Money Merge Account System, you use a line of credit to reduce the balance owing on your primary mortgage and you reposition your regular income and your unused “stagnant” money you normally leave sitting in your regular checking and/or savings account to reduce the balance owing on your line of credit. By repositioning your regular income and your unused “stagnant” money, you are able to keep your line of credit balance as low as possible which can significantly reduce the interest that would normally be charged on the line of credit. This means more of your money goes towards your principal balance each month, helping you repay your mortgage years ahead of your standard mortgage schedule.

The online software system and customer service provides crucial guidance as to the specific transfer amounts and timing that is needed to provide each individual homeowner with the best interest savings possible under this new system. Optimum interest savings is a delicate balance between your primary mortgage, your line of credit, your income, expenses, transfers, etc. If you transfer too much to your primary mortgage, it can cost you more interest on your line of credit. If you transfer too little, it can cost you "lost" interest savings on your primary mortgage. This revolutionary system helps homeowners to reduce both the interest and time owing on their existing mortgage by strategically positioning their money where it can provide much more financial benefit than "sitting stagnant" in a standard checking or savings account. Also, unspent "stagnant" money that homeowners would normally leave in their checking or savings account is now working for them 24 hours a day without requiring them to change their lifestyle. When you need money for expenses, you can access it through your line of credit. Vast financial features and details programmed into the Money Merge Account software help to better educate the homeowner and assist in the greatest time and interest savings possible under this system.

The average Money Merge Account customer will pay their mortgage off 100%, in as little as 1/2 to 1/3 the time, with little to no change to their day-to-day spending habits and without increasing their monthly mortgage payments.

Call 888-662-8178 or Email Rhonda today to find out more about how this powerful tool can help you fulfill your dream of home ownership and save you money for the future.














About Your Agent: Rhonda Lorenz-Pignato

As a civil litigation attorney for the past 15 years, I have practiced in many areas of the law where people’s debt and financial situations have forced them into unfortunate legal situations - Collections, Evictions, Mortgage Foreclosures, Bankruptcy, Divorce – just to name a few. I know that many people can be helped by using the Money Merge Account system, and can become debt free, instead of finding themselves in the unfortunate situations that I frequently see in the court system.

I am passionate about helping people get this information so they can eliminate their mortgages and debt as soon as possible and begin to build wealth in their lives, live life peacefully and prosper!

My husband and I began using the program in August 2007. At that time we had 28 years left on our mortgage and were not scheduled to pay it off until we were around 70 years old. United First Financial showed us a way that we could pay the off the remainder of our mortgage in only 12 years!!! We have been using the program ever since and the system is outperforming in every way and has also re-educated us on managing our debt, canceling interest and saving money! Now we are on track to pay off our mortgage when we are about 50 years old – WHAT A DIFFERENCE!

Where would you go if you no longer had a mortgage? What would you do if you were completely debt-free? Call today at 888-662-8178 and we can talk about what steps you can take to get your dream destination.